If you’re looking to borrow money for a debt consolidation, home improvement or another large purchase, you might find yourself evaluating personal loan services offered by online lenders, banks or credit unions. These loans can be a great option, but they come with many factors to consider that may affect your overall borrowing experience and cost. The Best personal loan services offer a wide range of options and are typically geared toward consumers with fair to good credit scores, though some lenders may also consider other factors such as employment history, credit utilization and debt-to-income ratios.

The top choice among our reviewed lenders is SoFi, which offers a loan amount up to $100,000 with terms of two to seven years. SoFi also charges no origination, administrative or late fees, making it a standout among its competitors. In addition, it reports your loan payments to the three major credit bureaus, provides unemployment protection and financial planning and runs regular promotions on its website that can help you save even more.

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LendingClub also offers personal loans up to $100,000, with terms of two to seven years. However, its 640 minimum credit score requirement and late fee of 5% of your monthly payment or $15 (whichever is higher) keep it from being a top pick. Read Insider’s full review of LendingClub personal loans.

Wells Fargo is one of the largest and oldest banks in America, and its personal loan offerings are available to existing customers with fair to excellent credit. Wells Fargo’s personal loan limits vary from $3,000 – $100,000 and borrowers can choose a repayment term of 12 – 84 months. Wells Fargo also offers a variety of benefits, including in-person banking and credit card service, and has 8,000 physical branches.

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Travel trailers small are a great option for those new to RVing. They are smaller and lighter, so they can be towed by a variety of vehicles. They also tend to have fewer features than larger models, but that doesn’t mean they lack comfort. RV manufacturers are getting better at designing functional small spaces, and you’ll still find that the amenities you need for a comfortable trip can be packed into these compact rigs.

Many of these models are built to be towed by smaller SUVs, meaning you can enjoy the RV lifestyle without investing in a full-size truck with a mega towing capacity. The light weight of these trailers helps reduce fuel costs, as well.

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For those that want a lightweight RV experience, the teardrop trailer is a good choice. These tiny rigs offer the basics, including gear storage, sleeping accommodations, and a kitchenette. You can add on a roof tent for additional sleeping space and an awning for more outdoor living room.

These streamlined RVs require less maintenance than their larger counterparts, and they are easier to store once your trip is over. Additionally, they can be parked in areas that are inaccessible to longer rigs. Many self-storage facilities have dedicated spots for these models, making it easy to take your trailer with you when you move to a different area. The lighter materials used in these trailers help keep your towing and storage costs down, as well.

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Active Mile Daily Track is a popular school-based physical activity programme that has been anecdotally reported to improve children’s fitness and health. This study investigates whether introducing the programme in primary schools increases MVPA and reduces sedentary time, as well as improving children’s fitness and body composition, using a quasi-experimental design with repeated measures and gold-standard assessment techniques.Read more:https://activemiledailytrack.co.uk/

Participants were pupils in primary schools in the Stirling Council area who were aged 4-12 years at baseline. Pupils in both schools were randomly allocated to the experimental (The Daily Mile) or control group (no The Daily Mile). At each measurement point, accelerometers measured average daily moderate to vigorous intensity physical activity and sedentary time, 20-m shuttle run fitness test performance and adiposity assessed by skinfolds. Taking part in the Daily Mile was associated with increased weekly MVPA (SMD = 9.1 min, p 0.001) and reduced sedentary time (SMD = 22.7 min, p 0.05). There were no significant differences between groups for gender, standing long jump or waist-to-height ratio (p > 0.05).

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Semi-structured interviews were undertaken with thirteen teachers from the originator school to explore their experience of delivering The Daily Mile. Data were analysed using interpretative thematic analysis. The results indicate that teachers were positive about the programme and believed it to be beneficial for children’s health and fitness. However, a number of barriers were identified such as time constraints within an already full curriculum and lack of suitable all-weather running surfaces. Moreover, some teachers regarded The Daily Mile as an additional to and not a replacement for the two hours per week of formal PE that they are expected to deliver.

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